Pro-Link Blog

This is information that can be found within our website

With mortgage and budget calculators, you can see how much you can afford, estimate monthly payments and much more.  Check this all out at http://www.pro-linkrealty.com/MortgageCalculators.

Have you ever came across a picture of yourself at a bad angel, or poor lighting? 

When looking for homes it’s no different, keep in mind that although pictures are convenient, sometimes it’s best to go take a look for yourself.

Should you rent or should you buy your home?

It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes, and monthly payments to help you make a decision between these two options. This report is based on the original purchase price, fees and taxes payable at that time. Insurance and tax costs can fluctuate from year to year.

Click here for the calculator.

Information provided by mortgage lender, Wendy Jackson with First American Bank 712-224-2603 www.bankfirstamerican.com

Fannie Mae is changing appraisal guidelines in reference to the pictures that the appraiser is required to include in their appraisal report. Below is the change...

 Effective with loan applications dated on or after September 1, 2010, interior photographs of specific rooms and areas must be included in appraisal reports whenever an interior inspection is performed for a conventional loan. The interior photographs must include:  The kitchen; All bathrooms; Main living area; Examples of physical deterioration, if present, and; Examples of recent updates, such as restoration, remodeling, and renovation, if present.

Reference: Fannie Mae Announcement SEL-2010-09

To get the buyers out of the car and into your house, improve your curb appeal… mow your law, and turn on the sprinklers for 30 minutes before the showing to make the lawn sparkle, put a pot of bright flowers on the porch or deck, and keep the lawn toys, garden tools and hoses out of sight.